Hdfc Bnak New Update for Exiting Personal Loan Holder

By: JBBK Loan Seva  10/02/2015
Keywords: Loans, banking services, personal loan

*In principal Personal loan eligibility in just 1 minute - Online, as well as across all branches *Personal loan Diva: A special loan proposition for women employees. Enjoy more than 100 free alliance offerings, across 100 locations in India *Loan offerings for first time borrowers also *Personal loans available on the basis of credit history (repayment of home loans, auto loans and credit cards) *Receive a Personal Accidental Cover of up to 8 Lacs* along with a Critical Illness cover of 1 Lac* *Convenience of reaching out through SMS, Webchat, Click2Talk and PhoneBanking Learn more about the eligibility criteria andthe documents required for availing a HDFC Bank personal loan. *The documentation for a HDFC Bank personal loan varies from individual to individual. The requirements are based on your profession, income and loan requirement. *Do you receive a regular salary? *This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies. You should: *Be 21-60 years of age. *Have had a job for at least 2 years, and a minimum of 1 year with your current employer *Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Calcutta, Ahmedabad, cochin) *Documents to be submitted: *Proof of identity: Copy of passport/voter ID card/driving license *Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport *Last 3 months bank statement/6 months bank passbook *Latest salary slip/ current dated salary certificate with the latest Form 16 Personal Loan Interest Rates & Charges Rack interest rate -- Salaried - 15.75% to 20% Loan processing charges -- Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 25000/- for Salaried Customers. Prepayment -- Salaried - No pre-payment permitted until repayment of 12 EMIs Pre-payment charges -- Salaried - 13-24 Months - 4% of Principal Outstanding,25-36 Months - 3% of Principal Outstanding >36 Months - 2% of Principal Outstanding

Keywords: Balance Transfer, banking services, Business Loan, Exiting Personal Loan, Hdfc Bank Loan, Hdfc Bank Personal Loan, Loan Top Up, Loans, personal loan, personal loans,