Hdfc Bnak New Update for Exiting Personal Loan Holder
JBBK Loan Seva
Loans, banking services, personal loan
*In principal Personal loan eligibility in just 1 minute - Online, as well as across all branches
*Personal loan Diva: A special loan proposition for women employees. Enjoy more than 100 free alliance offerings, across 100 locations in India
*Loan offerings for first time borrowers also
*Personal loans available on the basis of credit history (repayment of home loans, auto loans and credit cards)
*Receive a Personal Accidental Cover of up to 8 Lacs* along with a Critical Illness cover of 1 Lac*
*Convenience of reaching out through SMS, Webchat, Click2Talk and PhoneBanking
Learn more about the eligibility criteria andthe documents required for availing a HDFC Bank personal loan.
*The documentation for a HDFC Bank personal loan varies from individual to individual. The requirements are based on your profession, income and loan requirement.
*Do you receive a regular salary?
*This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and
*Be 21-60 years of age.
*Have had a job for at least 2 years, and a minimum of 1 year with your current employer
*Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Calcutta, Ahmedabad, cochin)
*Documents to be submitted:
*Proof of identity: Copy of passport/voter ID card/driving license
*Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
*Last 3 months bank statement/6 months bank passbook
*Latest salary slip/ current dated salary certificate with the latest Form 16
Personal Loan Interest Rates & Charges
Rack interest rate -- Salaried - 15.75% to 20%
Loan processing charges -- Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 25000/- for Salaried Customers.
Prepayment -- Salaried - No pre-payment permitted until repayment of 12 EMIs
Pre-payment charges -- Salaried - 13-24 Months - 4% of Principal Outstanding,25-36 Months - 3% of Principal Outstanding >36 Months - 2% of Principal Outstanding
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